Open Enrollment until Oct 31 for Voluntary Benefits

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Senior patient broken arm in doctor office

Open Enrollment until Oct 31 for Health Benefits. Something to keep in mind are the Voluntary Benefits. Life Insurance, Short Term Disability, Accident Insurance, Critical Illness Insurance, Pet Insurance and more.

Key Points:

1) This Year only No Medical Exams. (life insurance up $100,00 no medical), next year medical exams required.

2.) Payments are PRE TAX

These optional insurance plans can help protect you and your family.

HSS has partnered with Employee Benefits Specialists (EBS) to offer quality insurance plans at the best cost.

  • Health Service System reviewed and approved
  • In most cases, guaranteed issue – no medical history or exam required
  • Discounted group premium rates
  • Optional enrollment – if you choose to enroll, premiums can be paid by payroll deduction

Voluntary benefits are administered by EBS. See below for details about plan coverage options and premium costs or call EBS at 1-888-392-7597.

Aetna Life group term life insurance provides a tax-free lump sum benefit to your designated beneficiary if you pass away. It can help your loved ones pay for funeral expenses. It can also shield them from the loss of your income, by helping pay a mortgage, debts, college tuition and other living expenses. Guaranteed Issue available to $100,000 or new hires and to all active employees during 2016 Open Enrollment. Higher policy amounts are available which require additional medical certification, and $50,000 policies are available for spouses/domestic partners. Learn More Here See Sample Rates

Kansas City Life short term disability insurance replaces part of your income if you can’t work due to a covered illness or injury. It provides income in addition to California State Disability payments. This can help you and your family meet financial obligations until you can get back to work. Available to employees only. See Sample Rates

Voya Financial accident insurance provides tax-free payments for covered injuries that happen off the job. Benefits paid directly to you, to help pay for out-of-pocket medical costs related to an injury, assist with living expenses, or anything else you choose. Available to employees and eligible dependents.Why Have Accident Insurance?Learn More Here See Sample Rates

Voya Financial critical illness insurance pays a lump sum benefit if you are diagnosed with a covered disease or condition, including heart attack, stroke and certain types of cancer. This can ease the financial stress of facing a life-threatening illness. This benefit can help pay for out-of-pocket medical costs related to the diagnosis, assist with living expenses, or anything else you choose. Available to employees and eligible dependents.Why Have Critical Illness Insurance? Learn More Here See Sample Rates

LifeLock identity theft protection monitors and notifies you if your information is being used fraudulently in credit card applications, loans, mortgages and other digital data. The plan also provides identity restoration services and coverage up to $1,000,000 if you become a victim of identity theft. Available to employees and eligible dependents. Learn More Here And See Sample Rates

LegalShield legal plan allows you to speak with a lawyer on any personal legal matter without high hourly costs. Includes letters or calls made on your behalf, review of small contracts and documents, IRS audit support, assistance with preparing a Will, Living Will, and healthcare power of attorney. 24/7 emergency access is available for covered situations. LegalShield membership offers an optional identity theft plan. Available to employees and eligible dependents. Learn More Here And See Sample Rates

Pets Best pet insurance can reimburse you for vet bills when your cat or dog is sick or injured with a covered condition. Use any licensed veterinarian, pay your bill, then submit a claim for reimbursement. When enrolling you can choose coverage tiers from 70% to 100%, with deductible choices from $0 to $1,000. Available to employees. Learn More Here See Sample Rates

SF Voluntary Benefits webpage

SF Open Enrollment webpage

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